About Allotment Loans US
A focused resource for the federal community — helping employees, service members, and retirees understand and request allotment-based loans.
Our mission
Allotment loans occupy a small, often confusing corner of the lending market. They are built around a repayment mechanism — the federal payroll allotment — that most borrowers have never used for anything beyond savings bonds or insurance premiums. We created Allotment Loans US to close that information gap.
Our site explains how allotment repayment works, who qualifies, what typical terms look like in every state, and connects applicants with independent participating lenders through a short, free online application.
What we do
- Educate. Plain-language guides on allotment loans, eligibility, and repayment — state by state.
- Connect. A five-minute application that routes your request to participating allotment lenders.
- Stay honest. We publish typical APR ranges, disclose how we earn money, and never charge applicants a fee.
Advertising disclosure
AllotmentLoansUS.com is not a lender and does not make credit decisions. When you submit an application through this site, we may receive compensation from the lender or lending partner that receives your request. This compensation never affects the rates or terms a lender may offer you, and it never costs you anything — the application is free and you are under no obligation to accept any offer.
Editorial standards
Our guides are researched against public information about federal payroll systems (myPay, NFC, OPM) and reviewed on a regular basis. Typical loan amounts, terms, and APR ranges shown on this site are industry ranges provided for orientation only — your actual offer always comes from the individual lender after you apply.
Contact
Questions, corrections, or feedback? We read everything: info@allotmentloansus.com.
Ready to check your offer?
The application is free, takes about five minutes, and carries no obligation.